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KINDS, CLASSES AND EXPORTS LISTS

Click here to download Kind List in PDF Format

Click here to download Class List in PDF Format

Click here to view the latest Export List

 

In an effort to make the filing and record keeping of surplus lines processing information as streamlined as possible, PSLA has clarified the distinctions between "Kind" of insurance and "Class" of operations. Historically, the surplus lines market has been the insurance market in which new creations of insurance coverage are developed. At the same time, we all need to categorize the various kinds of insurance and classes of operations for reporting purposes and to ensure our position with the Insurance Department with respect to the Export List and its ongoing development.

Below is a listing of the "Kinds" of insurance and "Class" of operations to use as a reference guide. Please make all staff members aware of these "standardized" classifications to ensure the efficiency and accuracy of all filings. You will note that on the "Kinds" list, reference is made to a variety of casualty coverage and a variety of property coverage. In addition, we have included three forms of coverage that involve both property and casualty coverages and involve a combined premium (Homeowners, BOP/SMP and Garage Package).

As you know, the Export List contains a variety of kinds of insurance coverage, as well as classes of business or professional operations that are frequently placed in the surplus lines market. As we record the many filings that are sent to us, we also record a variety of additional "Kinds & Classes" beyond the Export List so that we may be able to amend the Export List.

Please note on the Class list that reference is made to business, professional or service operations that have been included along with some unique areas of operations where the surplus lines market plays a major role. Therefore, this list includes specific classes as well as general or miscellaneous classes.

The reason for bringing this information to your attention is because we need you to choose from our predefined Kind & Class List (see below) while preparing your surplus lines filings. Although this issue may not seem too important, the truth is to the contrary. The simple act of using our "Kinds & Classes" will speed up the data entry process greatly and will help to keep the records well organized.

However, since we try to be as accurate as possible in our data recording, we are open to suggested additions to both lists. Our only caution is that we do not want to expand these two lists to the point where we defeat the purpose of "standardization." Therefore, we ask that you do your best to stay within the enclosed lists. The benefit to you is twofold: the more items on the Export List, the less time it will take to complete the filing process and by keeping with our "standardized lists," PSLA can provide you with statistical information based on premium volume in the marketplace.

 

PSLA Kinds

Kind

Prop

Cas

Export

 

Kind

Prop

Cas

Export

Accident & Health

No

Yes

No

 

Hazardous Waste Site Mitigation Liability

No

Yes

No

Aircraft Liability

No

Yes

No

 

Hole in One

Yes

No

No

Aircraft Physical Damage (Hull/Cargo)

Yes

No

No

 

Homeowners

Yes

Yes

No

Airport Liability

No

Yes

No

 

Inland Marine

Yes

No

No

Animal Mortality

Yes

No

No

 

Law Enforcement Liability

No

Yes

No

Asbestos Abatement Liability

No

Yes

No

 

Lead Abatement Liability

No

Yes

No

Auto Physical Damage/Commercial

Yes

No

No

 

Lead Liability

No

Yes

No

Auto Physical Damage/Commercial (>$60,000)

Yes

No

No

 

Liquor Law Liability (Monoline)

No

Yes

Yes

Auto Physical Damage/Private Passenger

Yes

No

No

 

Medical Malpractice Liability 1

No

Yes

Yes

Auto Physical Damage/Private Passenger (>$60,000)

Yes

No

No

 

Mortgage Impairment

Yes

No

No

Boiler and Machinery

Yes

No

No

 

Motor Cargo

Yes

No

No

BOP/SMP

Yes

Yes

No

 

Nuclear Energy Liability

No

Yes

No

Builders Risk

Yes

No

No

 

Nursing Home Liability 2

No

Yes

Yes

Business Interruption

Yes

No

No

 

Ocean Marine (Hull/Cargo)

Yes

No

No

Credit

No

Yes

No

 

Ocean Marine (Protection/Indemnity)

No

Yes

No

Crop

Yes

No

No

 

Patent Infringement

No

Yes

No

Day Care Liability (including Sexual Abuse)

No

Yes

Yes

 

Political Action Committee Liability

No

Yes

No

Demolition Contractors Liability

No

Yes

Yes

 

Primary Auto Liability/Commercial

No

Yes

No

Difference in Conditions

Yes

No

No

 

Product Liability

No

Yes

No

Directors and Officers Liability

No

Yes

No

 

Products - Recall

Yes

No

No

Earthquake (Monoline)

Yes

No

No

 

Professional Liability (E&O/Malpractice)

No

Yes

No

Employer Practices Liability

No

Yes

Yes

 

Public Officials Liability

No

Yes

No

Environmental Impairment Liability

No

Yes

No

 

Railroad Liability

No

Yes

Yes

Excess Auto Liability/Commercial

No

Yes

No

 

Railroad Physical Damage Cargo

Yes

No

*Yes

Excess Auto Liability/Private Passenger

No

Yes

No

 

Real Estate Enviromental Impairment Coverage (Legal Liability)

Yes

Yes

Yes

Excess Medical Plan Coverage

No

Yes

No

 

Security Professional

No

Yes

Yes

Excess Workers Compensation

No

Yes

No

 

Sexual Molestation - Other

No

Yes

No

Fidelity/Crime

No

Yes

No

 

Special Coverage

No

Yes

Yes

Financial Guarantee

Yes

No

No

 

Taxicab Liability

No

Yes

Yes

Fire/EC/All Risk

Yes

No

No

 

Terrorism Liability

No

Yes

No

Flood (Non N.F.I.P.)

Yes

No

Yes

 

Terrorism Phys. Dmg

Yes

No

No

Garage Liability

No

Yes

No

 

Terrorism Combination

Yes

Yes

No

Garage Package

Yes

Yes

No

 

Umbrella/Excess Liability

No

Yes

No

Garage Physical Damage

Yes

No

No

 

Unemployment Compensation

No

Yes

No

General Liability

No

Yes

No

 

Warehouseman Legal Liability

Yes

No

No

Hacker Coverage

Yes

No

No

 

Warranty Coverage

No

Yes

No

Hacker Package

Yes

Yes

No

 

Watercraft Liability

No

Yes

No

Hacker Security Liability

No

Yes

No

 

Watercraft Physical Damage (Hull)

Yes

No

No

Hazardous Waste Disposal Site Liability

No

Yes

No

 

 

 

 

 

 

*Denotes Changes from Previous Year
1 With or without related general liability coverage

2 With or without other affiliated affiliated elder care services

PSLA Classes

Class

Export

 

Class

Export

Agriculture

No

 

Jeweler

No

Airports/FBO

Yes

 

Logging and Sawmills

No

Amusement Parks/Devices

Yes

 

Manufacturing - Automotive

No

Amusements - Miscellaneous

No

 

Manufacturing - Explosives

No

Animal (All Classes)

No

 

Manufacturing - Foods & Edibles

No

Animal Rides

No

 

Manufacturing - Ladder/Scaffold

No

Anonymous

Yes

 

Manufacturing - Miscellaneous

No

Armored Car Service

No

 

Manufacturing - Petrochemical

No

Auto Racing/Race Tracks

No

 

Manufacturing - Pharmaceutical

No

Automotive - Dealer

No

 

Manufacturing - Steel or Aluminum

No

Automotive - Livery

No

 

Marine

No

Automotive - Miscellaneous

No

 

Medical - Blood Banks (Including Organ)

No

Automotive - Repair

No

 

Medical - Clinics

No

Aviation

No

 

Medical - Day Care

No

Balloon Rides - Hot Air/Gas

No

 

Medical - Dentists

No

Bar/Saloon

No

 

Medical - Doctors

No

Barber/Beauty Salon

No

 

Medical - Home Health Services

No

Boat Rentals

No

 

Medical - Hospitals

No

Camps/Camp Grounds

No

 

Medical - Miscellaneous

No

Carnival Rides

No

 

Medical - Nursing Home

No

Charitable Institution

No

 

Medical - Social/Human Services

No

Churches

No

 

Midget Autos/Go Carts

No

Commercial Truck - Explosive Haulers

No

 

Mining/Drilling

No

Commercial Truck - Hazardous Waste

No

 

Night Clubs

No*

Commercial Truck - Miscellaneous

No

 

Personal Lines - Automotive

No

Commercial Truck - Petro Haulers

No

 

Personal Lines - Homeowners

No

Commercial Truck - Trash & Waste Removal

No

 

Personal Lines - Other

No

Contracting - Alarm/Sprinkler

No

 

Professional - Accountants

No

Contracting - Asbestos

No

 

Professional - Architects

No

Contracting - Carpenter

No

 

Professional - Attorneys

No

Contracting - Chemical Spray/Drift

Yes

 

Professional - Educators

No

Contracting - Demolition

No

 

Professional - Engineers

No

Contracting - Electrical

No

 

Professional - Insurance Agents/Brokers

No

Contracting - Ground Applicators Chemical

No

 

Professional - Miscellaneous

No

Contracting - Excavation

No

 

Professional - Police Department

No

Contracting - Hazardous Waste

No

 

Professional - Property Inspector

No

Contracting - House Movers

No

 

Professional - Schools/Colleges

No

Contracting - HVAC

No

 

Railroad

*Yes

Contracting - Landscaping/Snow Removal

No

 

Real Estate Commercial

No

Contracting - Lead

No

 

Recreational/Sporting Events

Yes

Contracting - Miscellaneous

No

 

Restaurant

No

Contracting - Painting