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KINDS, CLASSES AND EXPORTS LISTS
Click here to
download Kind List in PDF Format
Click here to download Class List in PDF Format
Click here to view the latest Export List
In an effort to make the filing and record keeping of
surplus lines processing information as streamlined as possible, PSLA has
clarified the distinctions between "Kind" of insurance and
"Class" of operations. Historically, the surplus lines market has
been the insurance market in which new creations of insurance coverage are
developed. At the same time, we all need to categorize the various kinds of
insurance and classes of operations for reporting purposes and to ensure our
position with the Insurance Department with respect to the Export List and
its ongoing development.
Below is a listing of the "Kinds" of insurance
and "Class" of operations to use as a reference guide. Please make
all staff members aware of these "standardized" classifications to
ensure the efficiency and accuracy of all filings. You will note that on the
"Kinds" list, reference is made to a variety of casualty coverage
and a variety of property coverage. In addition, we have included three forms
of coverage that involve both property and casualty coverages and involve a
combined premium (Homeowners, BOP/SMP and Garage Package).
As you know, the Export List contains a variety of kinds
of insurance coverage, as well as classes of business or professional
operations that are frequently placed in the surplus lines market. As we
record the many filings that are sent to us, we also record a variety of
additional "Kinds & Classes" beyond the Export List so that we
may be able to amend the Export List.
Please note on the Class list that reference is made to
business, professional or service operations that have been included along
with some unique areas of operations where the surplus lines market plays a
major role. Therefore, this list includes specific classes as well as general
or miscellaneous classes.
The reason for bringing this information to your attention
is because we need you to choose from our predefined Kind & Class List
(see below) while preparing your surplus lines filings. Although this issue
may not seem too important, the truth is to the contrary. The simple act of
using our "Kinds & Classes" will speed up the data entry
process greatly and will help to keep the records well organized.
However, since we try to be as accurate as possible in our
data recording, we are open to suggested additions to both lists. Our only
caution is that we do not want to expand these two lists to the point where
we defeat the purpose of "standardization." Therefore, we ask that
you do your best to stay within the enclosed lists. The benefit to you is
twofold: the more items on the Export List, the less time it will take to
complete the filing process and by keeping with our "standardized
lists," PSLA can provide you with statistical information based on
premium volume in the marketplace.
PSLA Kinds
|
|
Kind
|
Prop
|
Cas
|
Export
|
|
Kind
|
Prop
|
Cas
|
Export
|
|
Accident
& Health
|
No
|
Yes
|
No
|
|
Hazardous
Waste Site Mitigation Liability
|
No
|
Yes
|
No
|
|
Aircraft
Liability
|
No
|
Yes
|
No
|
|
Hole in
One
|
Yes
|
No
|
No
|
|
Aircraft
Physical Damage (Hull/Cargo)
|
Yes
|
No
|
No
|
|
Homeowners
|
Yes
|
Yes
|
No
|
|
Airport
Liability
|
No
|
Yes
|
No
|
|
Inland
Marine
|
Yes
|
No
|
No
|
|
Animal
Mortality
|
Yes
|
No
|
No
|
|
Law
Enforcement Liability
|
No
|
Yes
|
No
|
|
Asbestos
Abatement Liability
|
No
|
Yes
|
No
|
|
Lead
Abatement Liability
|
No
|
Yes
|
No
|
|
Auto
Physical Damage/Commercial
|
Yes
|
No
|
No
|
|
Lead
Liability
|
No
|
Yes
|
No
|
|
Auto
Physical Damage/Commercial (>$60,000)
|
Yes
|
No
|
No
|
|
Liquor
Law Liability (Monoline)
|
No
|
Yes
|
Yes
|
|
Auto
Physical Damage/Private Passenger
|
Yes
|
No
|
No
|
|
Medical
Malpractice Liability
1
|
No
|
Yes
|
Yes
|
|
Auto
Physical Damage/Private Passenger (>$60,000)
|
Yes
|
No
|
No
|
|
Mortgage
Impairment
|
Yes
|
No
|
No
|
|
Boiler
and Machinery
|
Yes
|
No
|
No
|
|
Motor
Cargo
|
Yes
|
No
|
No
|
|
BOP/SMP
|
Yes
|
Yes
|
No
|
|
Nuclear
Energy Liability
|
No
|
Yes
|
No
|
|
Builders
Risk
|
Yes
|
No
|
No
|
|
Nursing
Home Liability 2
|
No
|
Yes
|
Yes
|
|
Business
Interruption
|
Yes
|
No
|
No
|
|
Ocean
Marine (Hull/Cargo)
|
Yes
|
No
|
No
|
|
Credit
|
No
|
Yes
|
No
|
|
Ocean Marine
(Protection/Indemnity)
|
No
|
Yes
|
No
|
|
Crop
|
Yes
|
No
|
No
|
|
Patent
Infringement
|
No
|
Yes
|
No
|
|
Day
Care Liability (including Sexual Abuse)
|
No
|
Yes
|
Yes
|
|
Political
Action Committee Liability
|
No
|
Yes
|
No
|
|
Demolition
Contractors Liability
|
No
|
Yes
|
Yes
|
|
Primary
Auto Liability/Commercial
|
No
|
Yes
|
No
|
|
Difference
in Conditions
|
Yes
|
No
|
No
|
|
Product
Liability
|
No
|
Yes
|
No
|
|
Directors
and Officers Liability
|
No
|
Yes
|
No
|
|
Products
- Recall
|
Yes
|
No
|
No
|
|
Earthquake
(Monoline)
|
Yes
|
No
|
No
|
|
Professional
Liability (E&O/Malpractice)
|
No
|
Yes
|
No
|
|
Employer
Practices Liability
|
No
|
Yes
|
Yes
|
|
Public
Officials Liability
|
No
|
Yes
|
No
|
|
Environmental
Impairment Liability
|
No
|
Yes
|
No
|
|
Railroad
Liability
|
No
|
Yes
|
Yes
|
|
Excess
Auto Liability/Commercial
|
No
|
Yes
|
No
|
|
Railroad
Physical Damage Cargo
|
Yes
|
No
|
*Yes
|
|
Excess
Auto Liability/Private Passenger
|
No
|
Yes
|
No
|
|
Real
Estate Enviromental Impairment Coverage (Legal Liability)
|
Yes
|
Yes
|
Yes
|
|
Excess
Medical Plan Coverage
|
No
|
Yes
|
No
|
|
Security
Professional
|
No
|
Yes
|
Yes
|
|
Excess
Workers Compensation
|
No
|
Yes
|
No
|
|
Sexual
Molestation - Other
|
No
|
Yes
|
No
|
|
Fidelity/Crime
|
No
|
Yes
|
No
|
|
Special
Coverage
|
No
|
Yes
|
Yes
|
|
Financial
Guarantee
|
Yes
|
No
|
No
|
|
Taxicab
Liability
|
No
|
Yes
|
Yes
|
|
Fire/EC/All
Risk
|
Yes
|
No
|
No
|
|
Terrorism
Liability
|
No
|
Yes
|
No
|
|
Flood
(Non N.F.I.P.)
|
Yes
|
No
|
Yes
|
|
Terrorism
Phys. Dmg
|
Yes
|
No
|
No
|
|
Garage
Liability
|
No
|
Yes
|
No
|
|
Terrorism
Combination
|
Yes
|
Yes
|
No
|
|
Garage
Package
|
Yes
|
Yes
|
No
|
|
Umbrella/Excess
Liability
|
No
|
Yes
|
No
|
|
Garage
Physical Damage
|
Yes
|
No
|
No
|
|
Unemployment
Compensation
|
No
|
Yes
|
No
|
|
General
Liability
|
No
|
Yes
|
No
|
|
Warehouseman
Legal Liability
|
Yes
|
No
|
No
|
|
Hacker
Coverage
|
Yes
|
No
|
No
|
|
Warranty
Coverage
|
No
|
Yes
|
No
|
|
Hacker
Package
|
Yes
|
Yes
|
No
|
|
Watercraft
Liability
|
No
|
Yes
|
No
|
|
Hacker
Security Liability
|
No
|
Yes
|
No
|
|
Watercraft
Physical Damage (Hull)
|
Yes
|
No
|
No
|
|
Hazardous
Waste Disposal Site Liability
|
No
|
Yes
|
No
|
|
|
|
|
|
*Denotes Changes from
Previous Year
1 With or without related general liability coverage
2 With or without other
affiliated affiliated elder care services
PSLA Classes
|
|
Class
|
Export
|
|
Class
|
Export
|
|
Agriculture
|
No
|
|
Jeweler
|
No
|
|
Airports/FBO
|
Yes
|
|
Logging
and Sawmills
|
No
|
|
Amusement
Parks/Devices
|
Yes
|
|
Manufacturing
- Automotive
|
No
|
|
Amusements
- Miscellaneous
|
No
|
|
Manufacturing
- Explosives
|
No
|
|
Animal
(All Classes)
|
No
|
|
Manufacturing
- Foods & Edibles
|
No
|
|
Animal
Rides
|
No
|
|
Manufacturing
- Ladder/Scaffold
|
No
|
|
Anonymous
|
Yes
|
|
Manufacturing
- Miscellaneous
|
No
|
|
Armored
Car Service
|
No
|
|
Manufacturing
- Petrochemical
|
No
|
|
Auto
Racing/Race Tracks
|
No
|
|
Manufacturing
- Pharmaceutical
|
No
|
|
Automotive
- Dealer
|
No
|
|
Manufacturing
- Steel or Aluminum
|
No
|
|
Automotive
- Livery
|
No
|
|
Marine
|
No
|
|
Automotive
- Miscellaneous
|
No
|
|
Medical
- Blood Banks (Including Organ)
|
No
|
|
Automotive
- Repair
|
No
|
|
Medical
- Clinics
|
No
|
|
Aviation
|
No
|
|
Medical
- Day Care
|
No
|
|
Balloon
Rides - Hot Air/Gas
|
No
|
|
Medical
- Dentists
|
No
|
|
Bar/Saloon
|
No
|
|
Medical
- Doctors
|
No
|
|
Barber/Beauty
Salon
|
No
|
|
Medical
- Home Health Services
|
No
|
|
Boat
Rentals
|
No
|
|
Medical
- Hospitals
|
No
|
|
Camps/Camp
Grounds
|
No
|
|
Medical
- Miscellaneous
|
No
|
|
Carnival
Rides
|
No
|
|
Medical
- Nursing Home
|
No
|
|
Charitable
Institution
|
No
|
|
Medical
- Social/Human Services
|
No
|
|
Churches
|
No
|
|
Midget
Autos/Go Carts
|
No
|
|
Commercial
Truck - Explosive Haulers
|
No
|
|
Mining/Drilling
|
No
|
|
Commercial
Truck - Hazardous Waste
|
No
|
|
Night
Clubs
|
No*
|
|
Commercial
Truck - Miscellaneous
|
No
|
|
Personal
Lines - Automotive
|
No
|
|
Commercial
Truck - Petro Haulers
|
No
|
|
Personal
Lines - Homeowners
|
No
|
|
Commercial
Truck - Trash & Waste Removal
|
No
|
|
Personal
Lines - Other
|
No
|
|
Contracting
- Alarm/Sprinkler
|
No
|
|
Professional
- Accountants
|
No
|
|
Contracting
- Asbestos
|
No
|
|
Professional
- Architects
|
No
|
|
Contracting
- Carpenter
|
No
|
|
Professional
- Attorneys
|
No
|
|
Contracting
- Chemical Spray/Drift
|
Yes
|
|
Professional
- Educators
|
No
|
|
Contracting
- Demolition
|
No
|
|
Professional
- Engineers
|
No
|
|
Contracting
- Electrical
|
No
|
|
Professional
- Insurance Agents/Brokers
|
No
|
|
Contracting
- Ground Applicators Chemical
|
No
|
|
Professional
- Miscellaneous
|
No
|
|
Contracting
- Excavation
|
No
|
|
Professional
- Police Department
|
No
|
|
Contracting
- Hazardous Waste
|
No
|
|
Professional
- Property Inspector
|
No
|
|
Contracting
- House Movers
|
No
|
|
Professional
- Schools/Colleges
|
No
|
|
Contracting
- HVAC
|
No
|
|
Railroad
|
*Yes
|
|
Contracting
- Landscaping/Snow Removal
|
No
|
|
Real
Estate Commercial
|
No
|
|
Contracting
- Lead
|
No
|
|
Recreational/Sporting
Events
|
Yes
|
|
Contracting
- Miscellaneous
|
No
|
|
Restaurant
|
No
|
|
Contracting
- Painting
|
| |